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Self-Employed Income Loss


After a car accident, you may have large medical bills in connection to injuries. There are paths to compensation for hospital bills, doctor fees, pain and suffering, and lost wages. It is possible you will receive a settlement from your Maryland PIP insurance.

PIP coverage, also known as personal injury protection, covers individuals up to $5000 and is accessible no matter who was the at-fault driver. It applies to a policyholder, vehicular passengers, and others. But, of course, if you are seeking damage recovery documentation is essential. When you are self-employed, wage documentation can be complicated.

Whether you faced a reduction in your work and income while you were healing or are simply no longer able to work at all due to accident injuries, you need an attorney advocating for you. A Baltimore car accident lawyer has the experience to assess your situation and do a claim evaluation for you.

Documentation of Self-Employment Income

Self-employed workers do not receive bi-weekly paychecks that can be used to verify income. This type of arrangement is in place for employees, not for freelancers and independent contractors who are responsible for their own schedules and taxes. For this reason, documents are needed to establish an individual’s income when they are seeking income loss as part of their damage recovery. Some or all of the following items could be helpful.

  • 1099 forms and other tax filing documents
  • Financial statements, including business and personal bank accounts
  • Invoices that have been paid and those that may be pending
  • Client accounts of future work that has been lost

When you discuss the details of your claim with an attorney, they can inform you on what documents are best to gather for your situation.

Have a Baltimore Lawyer Assess Your Claim

Once you meet and discuss your case with a Baltimore car accident lawyer, you will learn what is needed to strengthen your claim. Of course, medical records and bills will be necessary for medical expense recovery, but they are also important for income loss claims. After all, it has to be proven that your income was impacted by the injury. For this reason, there may be pieces of documentation you never considered that will result in a higher compensation amount.

For example, if your work has been reduced, this could be factored into future income loss calculations. This is applicable when a victim is only able to work part time because of an injury and they worked full time before the accident, for example.

Are you a self-employed worker who has not been able to work due to injuries sustained in a car crash? Let our attorneys work toward a fair settlement for you and your family. Do not be deterred by the suggestion of a reduced or denied claim. You have rights. Healing from car accidents is difficult, let us take care of the legalities. Reach out to the Baltimore car accident lawyers at Iamele & Iamele, LLP to understand your options. Contact us today for a free initial consultation.


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Baltimore, MD 21201
Phone: 410-779-6160
Email Us: Aiamele@IameleLaw.com


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