Delivery Drivers And Collision Injury Relief In Maryland
An essential role in the Baltimore economy, delivery drivers ensure everything from takeout meals to retail goods move from place to place. Because of these workers, Maryland residents are confident that goods will arrive at their doors and that their local stores will always be stocked. But with a range of vehicles on the road, personal and commercial, delivery drivers also encounter traffic accident risks.
After being hurt while working as a delivery driver in Baltimore or the surrounding areas, you may be entitled to financial relief. The process for securing that relief can be complex, especially because delivery drivers may be classified as either employees or independent contractors. To explore your options for compensation and protect your future, speak with a Baltimore personal injury lawyer.
Why Worker Classification Matters
Often the first question in any work-related car accident is your employment classification. Some delivery drivers work directly for companies or local courier services. These drivers are typically classified as employees. With this classification, they are typically covered under the employer’s workers’ compensation insurance. Workers’ comp can cover medical expenses, lost wages, and rehabilitation costs, regardless of who was at fault in the accident.
On the other hand, other delivery drivers, especially those driving for platforms like DoorDash, Uber Eats, or Amazon Flex, are considered independent contractors. This classification affects your eligibility for certain benefits. Independent contractors usually aren’t covered by workers’ comp, meaning they must pursue other avenues for relief, such as filing a personal injury claim against an at-fault party.
For both employees and independent contractors, it’s essential to understand the role of insurance. Commercial auto insurance or app-provided coverage may apply when the accident occurs during an active delivery.
If another driver caused your accident, you may also be able to file a third-party personal injury claim. This can help cover expenses not paid by insurance, including pain and suffering, future medical care, and lost earning capacity. Proving liability and damages in these cases can be challenging, so working with a legal professional is critical.
Relief for Part-Time and Full-Time Drivers
In the aftermath of a delivery-related car accident, understanding your rights and navigating the complex legal and insurance landscape can be incredibly stressful. A Baltimore personal injury lawyer can assess your employment status, investigate the accident, identify applicable insurance policies, and help you file claims to secure the compensation you need.
Whether you’re a part-time app-based driver or a full-time courier, you deserve support if you’re injured on the job. From negotiating with insurance companies to pursuing litigation if necessary, a lawyer can advocate for your financial recovery while you focus on healing.
How are you paying for your accident expenses? If you’ve been hurt in a collision while working as a delivery driver in Baltimore or the surrounding region, don’t try to navigate the recovery process alone. Reach out to the attorneys at Iamele & Iamele, LLP. Professionals are available to talk to you about all of your compensation options. Contact us to book a confidential appointment.
